Criteria

Take a few minutes to make sure you meet the eligibility criteria.

Financing criteria

Initial down payment

The minimal initial down payment is of:

• 10 % generally speaking
• 20 % if you already have been bankrupt, including a property

You don’t have the required down payment in hand? There are a number of solutions available to you! You can include a RRSP, a loan, a donation from a family member, or collateral assets (asset-based guarantee).

Type of property

The property in question must be a single-family house, a duplex, triplex or condo kept in good condition. There are also interesting opportunities from income properties.

Duration of contract

The contract binding us will be of 24 to 36 months. It might be possible to shorten the term as the case may be.

Area

Your property must be located in urban areas (Montreal North Shore or South Shore, Laval, Island of Montreal), so that some specific services and equipment (parks, schools, public transit) are accessible.

Income

Your family income must be of more than 50 000$, including family allowances for children under the age of 16 years.